10 Unique Finance Ideas to Consider for your Start-up in the Future

One of the most important things to consider when starting a business is financial resources. Where do you get your start-up money? How much can you afford to invest in this venture? Will it pay for itself within an acceptable time frame or will there be no real return on investment, leaving you with debt that could have been avoided?

The following are ten unique finance ideas to consider for your start-up.

Crowdfunding as a Funding Option for Your Company

Kickstarter is a popular crowdfunding platform that allows people to invest in companies they believe will succeed. It’s often called the largest funding source for creative projects worldwide! 

If you are looking forward to raising money through Kickstarter, make sure your campaign gets its ducks in a row. Here are some tips:

  • Create a great video that explains your product or service;
  • Make sure your campaign page is well designed and easy to navigate;
  • Engage with potential backers on social media and through other channels;
  • Offer interesting rewards for people who invest in your company.

Crowdfunding can be a great way to get your company off the ground, but it’s important to make sure you do your research and put in the work necessary to make a successful campaign.

Top product categories for a successful crowdfunding campaign on the Kickstarter

Get Angel Investment in Your Startup

Angel investment is when a wealthy individual or group provides money to a startup in exchange for convertible debt or ownership equity. Angel investors are often entrepreneurs themselves and can offer valuable advice and mentorship in addition to capital.

If you’re looking for angel investment, there are a few things you can do to increase your chances of success:

  • Network with other entrepreneurs and angel investors.
  • Have a clear and concise business plan. 
  • Make sure your company is investible (i.e., has a solid team, traction, etc.).

If you’re not sure where to start, check out AngelList. There, you can find accredited angel investors and startups looking for funding. You may also be able to connect with local organizations that provide mentorship and support to entrepreneurs in your area.

Get Venture Capital for Your Business

One of the best ways to finance your business is by securing venture capital. This can provide you with the necessary funds to get your company off the ground and running. However, it’s important to note that not all businesses are eligible for venture capital, so be sure to do your research before applying. For example, if you are in the technology industry, your business is more likely to be accepted. This does not mean that other industries can’t receive venture capital, but they may need to meet certain requirements first.

Get Funding From Business Incubators & Accelerators

There are many business incubators and accelerators that offer funding to help start-ups get off the ground. The programs vary in terms of what they offer, but many have mentorship components and access to resources like office space and funding.

Here are a few examples of business incubators and accelerators that offer to fund:

  • Y Combinator;
  • TechStars;
  • 500 Startups.

Success rates for private accelerators

Raise Funds by Winning Contests

There are many business contests out there that can help you raise the money your business needs to get off the ground. These contests can be a great way to get publicity for your company and attract investors. But, remember, you still have to have a great idea and a well-executed business plan to win.

Raise Money Through Bank Loans

If you have a sound business plan and can show that your start-up is likely to be successful, most banks will be happy to lend you money. Be sure to shop around for the best interest rates, and make sure you can afford to make monthly repayments even if your business doesn’t take off immediately.

Get Business Loans From Microfinance Providers or NBFCs

If you’re looking for a business loan, microfinance providers or NBFCs may be your best bet. They typically have lower interest rates and shorter repayment periods than banks do, making them ideal for small businesses. Just make sure you compare interest rates and terms before signing on the dotted line.

Government Programs that Offer Startup Capital

Government programs that offer startup capital to small businesses are available in many countries. There is no specific way of applying to these programs, but they do require you to meet certain criteria and provide your business plan. The application process can be lengthy depending on the country in which you live, so it’s best if you start looking into them early on.

In the US, the SBA offers a wide range of grants, loans, and venture capital to small businesses. The application process is relatively straightforward, but you must meet all the eligibility criteria.

In the UK, the government offers grants to help new businesses get started. They are not loans, so you do not need to pay them back. The best part is that there are no limits on what you can spend your money on!

Peer-to-Peer Lending

Peer-to-peer lending is a concept that has been growing in popularity over the past decade. It’s basically when you borrow money from one person to lend it to someone else, and then collect interest on that loan. The process cuts out banks or other financial institutions as middlemen, which means borrowers get better rates than they would through a traditional loan, and lenders can get higher returns than they would in the stock market.

There are a few different platforms you can use to do peer-to-peer lending, but one of the most popular is Lending Club. You just create an account on their website, and then you can start browsing for loans that interest you. It’s important to remember that you should only invest as much as you can afford to lose since the loans are unsecured and there is little recourse for defaulted payments.

Family and Friends

Your closest friends and family members can be some of your best investors. If you’re building a start-up, there’s probably very little chance that someone else will see the value in it if they’ve never heard of it before — so why not get your loved ones involved instead? 

There are a few different ways to go about this: you could ask them to invest money in your start-up, become shareholders, or simply offer them discounts on your products and services. Just be sure that everyone is clear on the expectations and responsibilities involved before moving forward.

Funding sources used in the last five years


Start-up businesses are often faced with the challenge of securing adequate funding to get their business off the ground. 

However, there are many different ways to finance your start-up. The options you choose will depend on the stage of your business and what you need to get started. By considering these ten unique ideas, you can find the right financing for your company and give yourself a strong foundation for success.